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Financial Aid

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Understanding the financial aid process can be confusing, but don’t worry, SUNY Schenectady has a dedicated team here to assist you throughout the process. We understand that being approved for financial aid can mean the difference between success and putting your dreams on hold. Learn more about the financial aid process and types of aid you might be eligible for—and then get started on applying for assistance today!

The financial aid program at SUNY Schenectady provides monetary assistance to matriculated students (students who are enrolled at the College and declared a major) who can benefit from further education, but who can’t do it without this support.

Amounts of awards vary and depend upon the student's demonstrated and verified financial need, as well as the amount of government funds available for distribution. The primary responsibility for meeting the expenses of a college education rests with the student and family.

To apply for most types of financial aid, a student must complete a Free Application for Federal Student Aid (FAFSA). Using this information, the SUNY Schenectady Financial Aid Staff will determine your eligibility for federal financial assistance. The FAFSA is also the first step to apply for the New York State TAP grant. New York State will send each student an Express TAP Application for their review and signature. For more information on applying for financial aid visit our Grants and Loans section.

Need Assistance Applying for Financial Aid?

The Financial Aid Office is available to answer questions and provide assistance to help students and parents through the application process. The SUNY Schenectady Financial Aid office is located in Elston Hall Room 222. Office hours are typically Monday to Friday from 8:30 a.m. to 4:30 p.m. On Fridays, in late June though mid-August, the office closes at 1:00 p.m. The Office does have extended hours on certain dates.

Financial Aid Cost of Attendance

The Financial Aid Cost of Attendance is an estimate of the direct and non-direct costs that an average student may incur through their attendance at SUNY Schenectady. The costs for Room and Board, Transportation and Personal Expenses are estimates, and they are not actual charges to the student. These costs will NOT appear on your bill. The Financial Aid Office uses the estimated costs of an average student as a basis for determining financial need and student loan eligibility. View the 2021-2022 Cost of Attendance estimate.

Web Access for Financial Aid

The Financial Aid Office processes all financial aid applications including the awarding of all federal and state grants, scholarships and student loans. Once the Financial Aid Office receives your application you can review your award status, check for outstanding documentation requirements, and accept, decline, or modify awards online through the Student Portal. To access the online portal you will use your SUNY Schenectady ID number (usually beginning with 900 or G00) and a six digit SUNY Schenectady PIN. Learn more about the financial aid student portal.

Requirements to Maintain Financial Aid

Though you maybe have a need for financial aid support the federal government has certain requirements the College must follow in the awarding of funds that are important for you to understand. As always, our Financial Aid Staff are here to help you throughout the process.

Standards for Financial Aid Satisfactory Academic Progress (FASAP)

Per Federal Student Aid regulations, each college must have a policy to determine if a student is making academic progress towards completing their degree or certificate. The policy must measure students Grade Point Average (GPA) and percentage of successfully completed the courses (aka pursuit of program). This policy is for determining financial aid eligibility only, and does not affect a student’s academic standing or matriculation status. Find SUNY Schenectady’s complete FASAP Policy.

Federal Financial Aid Penalties for Drug Law Violations

A federal or state drug conviction can disqualify a student for FSA funds if the offense occurred during a period of enrollment for which the student was receiving Title IV Federal Student Aid. They do not count if the offense was not during such a period. Also, a conviction that was reversed, set aside, or removed from the student’s record does not count, nor does one received when s/he was a juvenile, unless s/he was tried as an adult. Find more information on the Government’s policy.

Selective Service Registration Requirement

Most males in the United States are required to have registered for Selective Service between the ages of 18 and 25 in order to receive Federal Student Aid. This applies to U.S. Citizens, permanent residents, and non-citizens. For more information on the U.S. Selective Service requirement please visit

Managing Student Loan Repayment with Inceptia

SUNY Schenectady County Community College and Inceptia have partnered to provide you with a free online portal to help you track your Inceptia and/or National Student Loan Program (NSLP) managed federal student loans.

Inceptia stands with students and schools to conquer student loan default. Inceptia may reach out to communicate with you about your student loan repayment options, rights and responsibilities, along with resources for staying out of delinquency and default. Learn more about the services Inceptia can provide for you.

Understanding Financial Aid Procedures

It can be confusing to understand all the financial aid procedures, but we want to ensure you know how financial aid is determined and your responsibilities as a student when receiving the aid. Click here for details on the Financial Aid Procedures at SUNY Schenectady County Community College.